Punto Banco is a card game offered in many Estonian mobile casinos. Punto Banco is a variant of the game baccarat. The game is played between two hands: the Player and the Bank; each hand receives two cards initially. The objective of the game is for the Player or Bank to receive a combined total closest to 9.
The rules of Punto Banco are simple: the Player and the Bank each receive two cards. If neither hand has a total of 8 or 9, then the Player is given the option to “Draw” a third card.
The Bank’s decision is based on a set of rules: If the Player has a combined total of 0-5, they must draw; if the Player has a 6 or 7, the Bank must stand; if the Player has a total of 8 or 9, the Bank must stand.
The winner is determined by comparing the totals of each hand; the higher total wins. If the totals are equal, it is a tie or draw.